📖 Glossary

The amount you pay for covered health care services before your insurance plan starts to pay.

A fixed amount you pay for a covered health care service after you've paid your deductible.

Your share of the costs of a covered health care service, calculated as a percentage.

The most you have to pay for covered services in a plan year.

The amount you pay for your health insurance every month.

The facilities, providers and suppliers your health insurer has contracted with to provide health care services.

A decision by your health insurer that a health care service is medically necessary.

A list of prescription drugs covered by a prescription drug plan.